INFORMATION DISPLAYED IN TERMS OF PROVISION UNDER
RIGHT TO INFORMATION ACT, 2005

DEPOSIT ACCOUNTS

1. SAVINGS BANK ACCOUNT

Nature of Account Rate of Interest per annum (%)
a. Domestic 3.50
b. Grama Jyothi (GJSB -No Frill Account) 3.50
c. NRO 3.50
d. NRE 3.50

2. GRAMIN TAX SAVER DEPOSITS

Period Rate of Interest
5 years only

7.25

3. NITHYA NIDHI DEPOSIT (NND) SCHEME

Period Rate of Interest (%) w.e.f. 01.03.2004
5 years only

3.00

For accounts closed before maturity, the following rates are applicable
Less than 12 months 0.00
12 months to less than 24 months 1.00
24 months to less than 60 months 2.00

4. TERM DEPOSITS (DOMESTIC & NRO) WITH EFFECT FROM 1  SEPTEMBER 2009

PERIOD For deposits of less than Rs. 1 Crore  (Non-bulk deposits) For Deposits of Rs. 1 Crores & above( Single Bulk deposit)
General Public Senior Citizen General Public ( Bulk deposit rate) Senior Citizen ( Bulk deposit rate)
  7 - 14 days* 2.75 3.25 1.75 1.75
15 - 45 days 3.75 4.25 2.75 2.75
46 - 90 days 5.00 5.50 4.00 4.00
91 - 180 days 6.00 6.50 5.00 5.00
181 days - less than One year 6.75 7.25 5.75 5.75
One  Year  to 18 Months 7.50 8.00 7.00 7.00
Above 18 months to  3 years 7.50 8.00 7.00 7.00
Above 3 years  to 5 years 7.25 7.75 6.75 6.75
Above 5 years 7.25 7.75 6.75 6.75

The incentive  to  Senior Ctiizen is not applicable in the case of RD and NND 

* For deposits above  Rs. 2 lakhs  only.     

* * For Single Bulk Deposit of Rs. 25 lakhs & above, prior permission from HO is necessary before accepting deposits at the applicable rates.

        

4. TERM DEPOSITS (NRE) WITH EFFECT FROM 1st JULY 2010

PERIOD Rate of Interest (%) p a

One year and above but less than 2 years

2.92
2  years and above but less than 3 years 2.72
3 years only 3.08