| INFORMATION DISPLAYED IN TERMS OF
PROVISION UNDER RIGHT TO INFORMATION ACT, 2005 |
DEPOSIT ACCOUNTS
1. SAVINGS BANK ACCOUNT
| Nature of Account | Rate of Interest per annum (%) |
| a. Domestic | 3.50 |
| b. Grama Jyothi (GJSB -No Frill Account) | 3.50 |
| c. NRO | 3.50 |
| d. NRE | 3.50 |
2. GRAMIN TAX SAVER DEPOSITS
| Period | Rate of Interest |
| 5 years only | 7.25 |
3. NITHYA NIDHI DEPOSIT (NND) SCHEME
| Period | Rate of Interest (%) w.e.f. 01.03.2004 |
| 5 years only | 3.00 |
| For accounts closed before maturity, the following rates are applicable | |
| Less than 12 months | 0.00 |
| 12 months to less than 24 months | 1.00 |
| 24 months to less than 60 months | 2.00 |
4. TERM DEPOSITS (DOMESTIC & NRO) WITH EFFECT FROM 1 SEPTEMBER 2009
| PERIOD | For deposits of less than Rs. 1 Crore (Non-bulk deposits) | For Deposits of Rs. 1 Crores & above( Single Bulk deposit) | ||
| General Public | Senior Citizen | General Public ( Bulk deposit rate) | Senior Citizen ( Bulk deposit rate) | |
| 7 - 14 days* | 2.75 | 3.25 | 1.75 | 1.75 |
| 15 - 45 days | 3.75 | 4.25 | 2.75 | 2.75 |
| 46 - 90 days | 5.00 | 5.50 | 4.00 | 4.00 |
| 91 - 180 days | 6.00 | 6.50 | 5.00 | 5.00 |
| 181 days - less than One year | 6.75 | 7.25 | 5.75 | 5.75 |
| One Year to 18 Months | 7.50 | 8.00 | 7.00 | 7.00 |
| Above 18 months to 3 years | 7.50 | 8.00 | 7.00 | 7.00 |
| Above 3 years to 5 years | 7.25 | 7.75 | 6.75 | 6.75 |
| Above 5 years | 7.25 | 7.75 | 6.75 | 6.75 |
The incentive to Senior Ctiizen is not applicable in the case of RD and NND
* For deposits above Rs. 2 lakhs only.
* * For Single Bulk Deposit of Rs. 25 lakhs & above, prior permission from HO is necessary before accepting deposits at the applicable rates.
4. TERM DEPOSITS (NRE) WITH EFFECT FROM 1st JULY 2010
| PERIOD | Rate of Interest (%) p a |
One year and above but less than 2 years |
2.92 |
| 2 years and above but less than 3 years | 2.72 |
| 3 years only | 3.08 |