INFORMATION DISPLAYED IN TERMS OF PROVISION UNDER
RIGHT TO INFORMATION ACT, 2005

INTEREST RATE ON ADVANCES w.e.f.01.09.2009

PRIORITY SECTOR
Category Sub category Slab Interest Rate Remarks Schemes Covered
Short Term Agricultural Loans - Crop Production Kissan Credit Card Upto Rs. 50,000 10 For Loans Upto Rs.3,00,000/- per Party, interest @ 7% during interest subvention period

KCC, KCCTFG, KHCST, KHCLT( No interest subvention for KHCLT)

50,001 2,00,000 11
2,00,001 3,00,000 12
Above Rs. 3,00,000 13
Agri. Gold Loan Upto Rs. 50,000 10 For Loans upto Rs. 300,000/- per party, Interest at the rate of 7% during interest subvention period AGL
50,001 2,00,000 11
2,00,001 3,00,000 12
Short Term Agricultural Loans - Other than Crop Production(OTCP) Upto Rs. 50,000 10 No interest subvention No schemes at present
50,001 2,00,000 11
2,00,001 3,00,000 12
Above Rs. 3,00,000 13
Agricultural Tterm Loan Upto Rs. 50,000 10 Priority Plan AEZS, AHTL, ALCFCS, ATLO, FALAG, FHL, FLAS, LDTL, MERAAG, MERARF, MITL, PHTL, RFAG, RGL, RHS, SAL, SGSYAG
50,001 2,00,000 11
2,00,001 5,00,000 12
5,00,001 10,00,000 13
Above Rs. 10,00,000 14
Other Agricultural Term Loans Solar home Lighting Scheme Upto Rs. 50,000 13 SHS
Agri. Vehicle Loans & Farm Mechanisation Loans All loans, irrespective of Limit 12 ALHVOF, ALHVTW,FMTL, FMTLAS
Indirect Agriculture (Working Capital & Term Loan) Indirect Agri. Loans All loans, irrespective of Limit 14 ABCL
General Credit Card All loans 12 SMGBCC,SCCS
Micro & Small Enterprises ( Direct & Indirect) Manufacturing Upto Rs. 2 lakhs 11 Working Capital & Term Loan CLSIN, DPNSSI, FALIN, ILSIN, MERAIN, OCCIN, ODIN, RCCIN, RFIN, SCCIN, SGSYIN
2,00,001 25,00,000 12
25,00,001 5,00,00,000 13
Services Upto Rs. 2 lakhs 12 Working Capital & Term Loan DPN RTO,LHV, CLSOT, FALBU, FALSE, ILSOT, LECU, LINC, MBTL, MERABU, MERASE, NFSFV, NFSGD, NFSOT, OCCBU, ODBU, RCCBU, RCCSE, RFBU, RFSE, RMO, SBTLCO, SCCBU, SCCSE, SGSYBU, SGSYSE
2,00,001 10,00,000 13
10,00,001 2,00,00,000 14
Retail Trade General Trade Loans Upto Rs. 50,000 12 Working Capital & Term Loan DPNOT, DPNST,STOF
50,001 2,00,000 13
2,00,001 20,00,000 14
Tie up with Traders' Organisations Upto Rs. 2 lakhs 14 Working Capital & Term Loan STOFTR
2,00,001 3,00,000 15
Other Gold Loans Upto Rs. 2,00,000 12   OGL
Micro Credit SHG - Direct All Loans 11  

SHGDIR, MSHGL

SHG- Thro'VA All Loans 11   SHGMHL,SHGYA
Joint Liability Group- Farm Sector Upto Rs. 50,000 10  
50,001 1,00,000 11  
Joint Liability Group- Non-Farm Sector Upto Rs. 50,000 10  
50,001 1,00,000 11  
Educational Loan Vidya Bharathi Scheme Upto Rs. 2,00,000 12 Inland- Max. Rs. 10 lakhs Abroad- Max 20 lakhs VBS
2,00,001 20,00,000 13
Housing Loan Repayable within 5 years Upto Rs. 5,00,000 9.5 For House Repair- Max Rs.1 lakh in Rural & Semi urban areas & Rs. 2 lakhs in urban areas DPNGHL,GHL, RHLCSS
500,001 20,00,000 11
Over 5 years Upto Rs. 500,000 9.5
5,00,001 20,00,000 12
Special Package Upto Rs. 500,000 8.5
500,001 20,00,000 9.25
Bhavanasree Loan Upto Rs. 50,000 9.5   SHGBLS
DRI All Loans 4   DRIAG, DRIBU, DRIIN, DRISE
Rephased Loans Interest Rate of Base Loan   RATL, RDTL, RFAL, RFDL, SCTL

NON PRIORITY SECTOR

Category

Slab Interest rate Schemes Covered
Gold Loans Upto Rs. 5,00,000 13.5 GCC,NPGL,TMGL, OMGL
Vehicle Loan Upto rs. 10,00,000 12 CDLLHV
Gramin Suraksha Loan Irrespective of Limit 10.5 GSL
Personal Loan, Mortgage Loan, Bills Purchased, Others ( including Clean Loans & invoked Guarantees) Irrespective of Limit 15

HIDL,ODSLD, BLOT, BLPF, CDB, CDLCOM, CDLOT, CSC, DPNNP, GLS, LEID, ML, MOD, NPSL, NPTL, OCCNP, ODNP, ODPC, PCL

Loans to Medium Enterprises Manufacturing Upto Rs. 10 Crores 14 ILS NP
Service Upto Rs. 5 Crores 14
Loans to NND Agents (LHV) Upto Rs.30000/-

10

LHVNND
VSL / OD against Term Deposits   2% above Deposit rate ODTD, VSLTD
VSL against NND  

9

VSL NND