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arrow1.jpg (728 bytes) About Us
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A Scheduled Commercial Bank in the Public sector in INDIA under Regional Rural Banks Act 1976.

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Established in December 1976, with Head Quarters at Malappuram, Kerala state in South India.

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Equity of Rs 1Crore held by Government of India (50%),Goverment of Kerala (15%) and Canara Bank (35%).

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Management expertise provided by Canara Bank, a leading Public Sector Bank

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The Primary objective of the Bank is to finance farm & non-farm sectors and other employment generation programs.

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Operates in 8 Districts with, 228 Branches, 9 Area offices. A staff strength of 1585.

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A Clientele base of nearly 2 million  depositors and one million borrower clients  Rated as one of the World's 50 largest Micro Credit Institutions.

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Continuous record of Profit. Total Reserves exceed Rs 150 Crores.

arrow_small.jpg (676 bytes) Investments of over Rs. 475 crores
arrow_small.jpg (676 bytes) Average Working Funds of over Rs. 2500 crores.
arrow_small.jpg (676 bytes) CD Ratio of over 100
arrow_small.jpg (676 bytes) Total NPA reduced from Rs. 89.83 crores to Rs. 54.13 crores - reduction of 39%
arrow_small.jpg (676 bytes) A novel project "SNEHAGRAMAM" clubbing twin objective of Total Financial Inclusion and Money-lender-free villages launched.

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