A Scheduled Commercial Bank in the Public sector in INDIA under Regional Rural Banks Act 1976.

Established in December 1976, with Head Quarters at Malappuram, Kerala state in South India.

Equity of Rs 1Crore held by Government of India (50%),Goverment of Kerala (15%) and Canara Bank (35%).

Management expertise provided by Canara Bank, a leading Public Sector Bank

The Primary objective of the Bank is to finance farm & non-farm sectors and other employment generation programs.

Operates in 8 Districts with, 229 Branches, 5 REGIONAL/Area offices. A staff strength of 1555.

A Clientele base of nearly 2 million  depositors and one million borrower clients  Rated as one of the World's 50 largest Micro Credit Institutions.

Continuous record of Profit. Total Reserves exceed Rs 150 Crores.